1. Acceptance of Terms
By using this website, portal, or any services offered by Saggu Consultancy Services ("we", "our", "us"), you agree to comply with and be legally bound by these Terms & Conditions, whether as a visitor, registered user, or agent.
2. Services Offered
We provide a wide range of digital and consultancy services through our B2B and B2C portals, including:
- PAN Card Services
- Aadhaar Card Assistance
- Voter ID Services
- Income Tax Return Filing
- General Insurance Services (Vehicle, Health, Life, etc.)
- Other Government and Non-Government Digital Services
3. Eligibility
Users must be at least 18 years of age and legally capable of entering into binding contracts to access or register on our portal.
4. B2B Agent Responsibilities
- B2B agents must register with valid documents and authorization.
- Agents must not misuse customer data or misrepresent services.
- Services must be provided at fair rates, as per portal guidelines.
- Any fraudulent activity will lead to termination of access of agents and legal action against them.
- Agents agrees do not use the portal for illegal or unauthorized purposes.
5. User Responsibilities
- Users must provide accurate and truthful information.
- Users are responsible for safeguarding login credentials.
- Users agrees do not use the portal for illegal or unauthorized purposes.
6. Payment Terms
- Payments for services must be made through the provided secure payment gateways.
- All fees are non-refundable unless specified.
- In case of failed or duplicate payments, contact our support team immediately.
7. Data Privacy
We respect your privacy. All user data is stored securely and used only for service fulfilment. Please refer to our Privacy Policy for more details.
8. Limitation of Liability
- Saggu Consultancy Services shall not be held responsible for delays or rejections from government departments and other non-government departments/organizations.
- We act as a facilitator for various services and are not liable for any third-party errors or delays.
9. Termination
We reserve the right to suspend or terminate access to any user or agent who violates these terms, engages in unethical practices, or misuses our platform.
10. Changes to Terms
We may revise these Terms & Conditions at any time. Changes will be updated on this page. Continued use of the portal constitutes acceptance of the revised terms.
11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be resolved under the jurisdiction of Jalandhar.